India has emerged as one of the world’s largest and most dynamic fintech ecosystems, driven by the Digital India mission, UPI revolution, Aadhaar-linked KYC, and regulatory sandboxes. The sector spans digital lending, wallets, payments banks, neo-banking, blockchain, and cross-border remittances.
With the Reserve Bank of India (RBI) and other regulators tightening norms on digital lending, data protection, cybersecurity, and consumer protection, fintech entities face a complex but high-growth environment. Our Fintech & Digital Payments Practice provides holistic legal and regulatory support, enabling our clients to innovate responsibly while staying compliant.
We advise fintech startups, payment aggregators, NBFCs, digital wallets, payment gateways, lending platforms, reg-tech providers, and investors. Our team combines regulatory law, corporate finance, data privacy, and dispute resolution expertise, offering comprehensive solutions across the fintech value chain.
We work closely with clients to design business models aligned with regulatory expectations, ensuring seamless entry, compliance, and scalability.
Licensing and regulatory authority of RBI.
Cybersecurity and electronic transactions.
Cross-border fintech investment and payment structures.
Data privacy and consent management.
Legal framework for digital payments, clearing, and settlement systems.
Customer due diligence and anti-money laundering.
Digital consumer rights.
For fintechs in investment advisory, algorithmic trading, and wealth-tech.
Licensing, payment regulations, sandbox approvals.
Data protection, IT Act compliance.
FEMA and PMLA compliance scrutiny.
Robo-advisory, mutual fund distributors, investment fintechs.
M&A approvals and anti-competition issues in fintech.
RBI/SEBI licensing, FEMA structuring, sandbox approvals.
Compliance with RBI’s Digital Lending Guidelines, KYC/AML, and NBFC regulations.
Structuring foreign investment, joint ventures, and fintech acquisitions.
Handling fintech frauds, consumer complaints, and arbitration of fintech contracts.
Drafting merchant agreements, PA/PG contracts, cross-border payment arrangements.
Advising on DPDP Act compliance, consent frameworks, and IT security mandates.
Advocacy before RBI, SEBI, MeitY, ED, and the Data Protection Board.